FOR Businesses
Employee Benefits
Our team at Keating aspires to keep things simple for all of our clients.
Small business owners have a unique challenge in offering employee benefits. Our team can help alleviate some of those challenges providing you more freedom to focus on the daily functions of running your business.
With expertise in retirement and flex-savings, our team is equipped to handle all the details. Partnering with several providers allows us to custom-tailor an individualized plan for your company. Once those plan details are in place, we handle enrollment and management of the plan on your behalf.
Take good care of your team, and they’ll take good care of your business.
Pretax contributions make saving a little less painful.
Investments in the account build unimpeded by Uncle Sam… Once the money is in your 401(k), the force field that protects it from taxation remains in place. As long as the money remains in the account, you pay no taxes on any investment growth. Not on interest. Not on dividends. Not on any investment gains.
Distributions are subject to income taxes and may be subject to additional penalties if under 59 1/2.
Flex Benefit
Flex benefit plans allow employees to set aside a portion of their pre-tax salaries for benefits including, FSA, HSA, and Dependent Care. Keating provides third party administration, employer and customer support and plan documents compliant with IRS and HIPPA regulations. Flex benefit programs can lower employers’ FICA taxes on employee payroll.
Services offered by Keating & Associates and are not endorsed or affiliated with Raymond James Financial Services.
Retirement Planning and Services
No two companies are exactly alike… in size, number of employees or objectives. Keating works with the employer to design a customized plan tailored to meet the organizations needs and objectives.
With so many plan types (such as Safe-harbor 401(k), Simplified Employee Pension, Owner only/one-person 401(k), etc.) Keating can help guide you to finding the perfect fit for your employees and business.
Qualified retirement plans have many moving pieces and complexities to maintain compliance with regulations. Keating’s third party administration services works closely with the company to following reporting and disclosure obligations as outlined by the Employee’s Retirement Income Security Act of 1974 (ERISA).
Services offered by Keating & Associates and are not endorsed or affiliated with Raymond James Financial Services.
In addition, we help arrange your partnership with the most appropriate platform to meet your needs:
